Top 7 Reasons to Choose ADNIC Insurance in 2025: Coverage, Services & Financial Strength -

ADNIC Insurance: Abu Dhabi National Insurance Company (ADNIC) is one of the UAE’s leading multi-line insurance providers. Known for its customer-first approach, extensive coverage options, and consistent financial performance, ADNIC continues to be a preferred insurance partner for individuals and businesses across the Gulf region.

In this comprehensive 2025 guide, we explore ADNIC’s insurance offerings, its recent financial highlights, and why it’s trusted by thousands across the UAE and Saudi Arabia.

Table of Contents

About ADNIC

Established in 1972 and headquartered in Abu Dhabi, ADNIC is a public shareholding company backed by the Abu Dhabi Investment Council. It is the second-largest insurer in the UAE by gross written premium and a key player in the Gulf Cooperation Council (GCC). In 2024, ADNIC expanded regionally by acquiring a 51% stake in Allianz Saudi Fransi Cooperative Insurance Company, rebranded as Mutakamela Insurance Company.

Types of Insurance Offered by ADNIC

Motor Insurance

Third-party and comprehensive cover options
Off-road and roadside assistance
Access to a wide repair garage network
Online policy renewal and tracking

Health Insurance

Individual, family, and corporate plans
Coverage includes organ transplant, alternative medicine, and home nursing
Access to top hospital networks across the UAE
Digital claims and reimbursement features

Home Insurance

Covers building, contents, and tenant liabilities
Protection against theft, fire, and water damage
Flexible add-ons for valuables and electronics

Travel Insurance

Emergency medical cover during international travel
Trip cancellation and lost baggage protection
24/7 multilingual helpline for assistance abroad

Life and Personal Accident Insurance

Financial protection in the event of death or disability
Education and family income support plans
Suitable for individuals, families, and employers

Corporate Insurance Solutions

ADNIC serves a diverse range of industries including energy, aviation, construction, and healthcare with specialized risk management solutions such as:

Property and casualty insurance
Group life and medical insurance
Marine cargo and hull insurance
Professional indemnity and liability coverage

Financial Performance Overview (Q1 2025)

ADNIC reported impressive financial results for the first quarter of 2025, driven by disciplined underwriting and strong investment income.

Key Financial Metric	Q1 2025	Q1 2024	Growth
Total Insurance Revenue	AED 2.0 billion	AED 1.6 billion	25% increase
Net Insurance Service Result	AED 141.4 million	AED 103.2 million	37.1% increase
Net Investment Income	AED 71.4 million	AED 54.4 million	31.3% increase
Profit Before Tax	AED 133.3 million	AED 111.8 million	19.2% increase
Profit After Tax	AED 119.6 million	AED 100.9 million	18.5% increase

Why Choose ADNIC

Wide range of insurance solutions for individuals and businesses
Strong financial backing and governance
Excellent digital infrastructure for claims and renewals
Presence across the GCC through Mutakamela in Saudi Arabia
Reliable customer support and a broad service network

Customer Testimonials

“We are very happy with the excellent services provided by ADNIC and appreciate their expertise in understanding our specific insurance requirements.”
— Al Mansouri Specialized Engineering, Abu Dhabi

“ADNIC has been serving our insurance needs for the last several years and we find them extremely professional and service-oriented.”
— Emirates Palace, Abu Dhabi

“ADNIC is a trustworthy partner that adapts to market changes and delivers excellent service. As one of the leading mobility firms in the UAE, we rely on ADNIC for critical coverage.”
— Massar Solutions, Abu Dhabi

How to Buy or Renew ADNIC Insurance

You can access ADNIC’s services online or offline:

Visit www.adnic.ae
Call customer support at 8008040
WhatsApp +97124080900
Visit ADNIC branches in Abu Dhabi, Dubai, or Sharjah

FAQs

Q1: How do I file an insurance claim with ADNIC?
A: You can submit a claim through the ADNIC mobile app, online portal, WhatsApp (+971 2 408 0900), or by calling the 24/7 helpline at 8008040. After submission, you can track your claim status online.

Q2: What documents are required for a motor insurance claim?
A: Typically, you will need the police report (if applicable), vehicle registration, driver’s license copy, and a repair estimate or invoice from an ADNIC-approved garage.

Q3: Can I purchase ADNIC health insurance for my entire family?
A: Yes. ADNIC offers individual, family, and group health plans. You can customize coverage levels, choose your network of hospitals, and add benefits like home nursing or alternative medicine.

Q4: Is ADNIC travel insurance valid for Schengen visas?
A: Yes. ADNIC’s travel insurance plans include Schengen-compliant options that meet European visa requirements for medical coverage and repatriation.

Q5: How long does it take to renew an existing policy?
A: Policy renewals can be completed instantly online via the ADNIC portal or mobile app. Offline renewals at a branch typically take 1–2 business days.

Q6: Can I cancel my ADNIC policy mid-term?
A: Mid-term cancellations are possible. Refunds (if any) will be calculated on a pro-rata basis, subject to any applicable administrative fees. Contact customer service to process the cancellation.

Q7: What should I do if I experience an emergency while traveling?
A: Contact ADNIC’s 24/7 multilingual helpline immediately at the number provided on your policy. They will assist with medical referrals, hospital admissions, and repatriation arrangements.

Conclusion

Whether you need health insurance for your family, motor coverage for your vehicle, or a tailored corporate risk solution, ADNIC offers competitive plans backed by a solid financial record and excellent service. In 2025, ADNIC continues to lead with innovation, customer care, and regional strength across the UAE and GCC.